TERMS AND CONDITIONS & OPERATING RULES

LAGOS CLUB INC

 TERMS AND CONDITIONS & OPERATING RULES

Welcome to My Lagos Club (“My Lagos Club”, “we”, “us”, or “our”). These Terms and Conditions & Operating Rules (“Terms”) govern your use of the My Lagos Club e-commerce platform available at [www.mylagosclub.com](https://www.mylagosclub.com) (the “Site”), including as a customer, visitor, or vendor.

By accessing or using our Site, you agree to comply with these Terms. If you do not agree with them, you must not use the Site.

1. DEFINITIONS

“User”: Any individual accessing or browsing the Site, including both buyers and vendors.

 “Vendor” or “Seller”: A registered business or individual offering products or services for sale on My Lagos Club.

“Customer” or “Buyer”: A user who purchases goods or services from vendors through the Site.

“Platform”: Refers to My Lagos Club as a marketplace for commerce between buyers and vendors.

 2. ELIGIBILITY

 You must be at least 18 years old and legally capable of entering into a contract to use this Site.

 Vendors must provide accurate business information and necessary documentation for verification.

 3. ACCOUNT REGISTRATION

 Users must create an account to access vendor features or make purchases.

 You are responsible for maintaining the confidentiality of your account information and password.

 You agree to provide current, complete, and accurate information.

 4. VENDOR TERMS

Vendors on the platform agree to the following:

 4.1. Product Listings

 All product listings must be accurate, clear, and not misleading.

 Vendors must not list prohibited or counterfeit items.

 My Lagos Club reserves the right to remove listings that violate policies.

 4.2. Order Fulfillment

 Vendors are responsible for processing and shipping orders within stated timelines.

 Failure to fulfill orders may result in account suspension or removal.

 4.3. Commissions & Fees

 My Lagos Club may charge a commission or service fee on each sale. Details are provided in the Vendor Dashboard or Agreement.

 Fees are subject to change with notice.

 4.4. Returns & Refunds

 Vendors must outline their return/refund policies clearly.

 Vendors must cooperate with My Lagos Club in resolving disputes.

 5. CUSTOMER TERMS

 5.1. Purchasing

 By placing an order, you agree to pay the listed price and applicable fees (including delivery and taxes).

 My Lagos Club is not the seller but acts as a platform; each vendor is responsible for their own sales.

 5.2. Returns & Disputes

 Customers must contact vendors directly for product-related issues.

 If a vendor is unresponsive, customers may file a dispute through My Lagos Club’s resolution system.

 6. PAYMENT TERMS

 All payments are processed through secure third-party payment gateways.

 My Lagos Club does not store card details.

 Payouts to vendors are made after successful transaction verification and deduction of applicable fees.

 7. DELIVERY & SHIPPING

 Delivery timelines are determined by the individual vendor.

 My Lagos Club is not responsible for delays caused by the vendor or third-party logistics.

 Tracking numbers (if applicable) must be provided by the vendor.

 8. PROHIBITED ACTIVITIES

Users may not:

 Use the Site for unlawful or fraudulent purposes.

 Infringe on the intellectual property of others.

 Upload malicious code or disrupt site functionality.

 Engage in abusive behavior toward other users or staff.

 9. INTELLECTUAL PROPERTY

 All content on the Site, including logos, graphics, images, and software, is owned by or licensed to My Lagos Club.

 Vendors retain ownership of their product content but grant My Lagos Club a license to use, display, and promote listings.

 10. PLATFORM MANAGEMENT RIGHTS

 We may remove content, suspend accounts, or restrict access for any violation of these Terms.

 We reserve the right to modify, update, or discontinue any part of the platform at our sole discretion.

 11. DISCLAIMERS

 My Lagos Club is a marketplace and not the seller or manufacturer of any listed products.

 We do not guarantee the accuracy or quality of vendor listings.

 Use of the platform is at your own risk.

 12. LIMITATION OF LIABILITY

To the fullest extent permitted by law:

 My Lagos Club shall not be liable for indirect, incidental, or consequential damages.

 Our total liability shall not exceed the total fees paid to us by the affected party in the 3 months prior to the event giving rise to the claim.

 13. PRIVACY POLICY

Your use of the Site is also governed by our [Privacy Policy], which describes how we collect and use your personal information.

 14. TERMINATION

We reserve the right to suspend or terminate your access or account at any time for violation of these Terms, without notice or liability.

 15. GOVERNING LAW & JURISDICTION

These Terms shall be governed by and construed in accordance with the laws of the Federal Republic of Nigeria. Any disputes shall be subject to the exclusive jurisdiction of the courts in Lagos, Nigeria.

 16. CHANGES TO TERMS

We may update these Terms from time to time. We will notify users of material changes by email or by posting a notice on the Site. Continued use of the platform indicates your acceptance of the revised Terms.

 17. CONTACT INFORMATION

If you have any questions or concerns regarding these Terms or the platform, please contact us:

Email: customersupport@mylagosclub.com

Contact us on https://mylagosclub.com/contact/

By registering or using My Lagos Club, you acknowledge and agree to be bound by these Terms and Conditions & Operating Rules.